Listing tool · Price cut vs. concessions
Concession Calculator
Compare a price cut with a temporary or permanent buydown, priced from today's rate sheet.
Results update as you type.
Compare a price cut with a temporary or permanent buydown, priced from today's rate sheet.
Quick, live numbers for your next listing or buyer. Pick a tool to start.
Daily averages of locked rates from Optimal Blue Mortgage Market Indices; 10-year Treasury from the Federal Reserve. Both via FRED. National averages, not a quote; your rate depends on credit, down payment and loan details.
Enter pay and monthly debts. See the payment and price the income supports, and the income a price needs.
What the seller walks away with after commissions, closing costs, taxes and the loan payoff.
Seasoning, net tangible benefit, recoupment and the new payment in one place.
Pick a loan type and slide the numbers. Each slider stays within that program's limits for 2026.
Track renters by lease end date, reach out at the right time, and show them rent vs. own before they sign again.
Add renters you meet. They're saved in this browser only.
| Renter | Lease ends | Outreach | Stage |
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Match your columns, check the preview, then import. Existing renters are kept and likely duplicates are skipped. Missing lease dates can be added later.
Ask about their housing goals for next year.
Confirm the lease end date and offer a rent vs. own comparison.
Walk through realistic payments and cash to close.
Follow up based on their goals and timing.
Each renter's calendar button downloads these four reminders for their lease date.
Pick a renter to personalize, then copy.
Edit before sending, and follow consent and texting rules.
Find five renters today.
A budget check before signing another lease.
For renters who aren't ready this year.
Ask the landlord about a 6- or 9-month renewal.
Go over credit, savings targets and debt-to-income with Connor.
Pick a down payment target and a move date.
Before the next renewal deadline.
For education and planning only. Figures are illustrative, not a loan estimate, rate quote, preapproval, or financial or tax advice. The comparison leaves out appreciation, selling costs, taxes and opportunity cost. A fixed rate fixes principal and interest only, not taxes, insurance or HOA dues.
Change any input, then preview again to update the flyer.